Bankruptcy Lawyers Montgomery County

At Cousino & Weinzimmer LLC, we understand that facing overwhelming debt can feel paralyzing. Our experienced bankruptcy lawyers in Montgomery County, Ohio, are committed to guiding individuals and families through the bankruptcy process with dignity and compassion. Whether you are considering filing for Chapter 7 to eliminate unsecured debts or Chapter 13 to reorganize and catch up on missed payments, we are here to help you seize control of your financial future.

If you’re looking for a bankruptcy attorney in Ohio who will treat your case with the personal attention it deserves, look no further. We’ve helped countless clients across Montgomery County find relief from debt while protecting their assets and home, and we stand ready to help you, too.

Bankruptcy Services We Offer in Montgomery County

• Chapter 7 Bankruptcy (Liquidation): Discharge credit card debt, medical bills, payday loans, and other unsecured debt quickly and affordably.
• Chapter 13 Bankruptcy (Reorganization): Stop foreclosure, repossessions, and wage garnishments while catching up on past-due payments with a structured 3-5 year plan.
• Foreclosure Defense: If you’re behind on your mortgage or have received a foreclosure notice, we can help you protect your home and explore legal options.

Bankruptcy in Montgomery County: What You Need to Know

If you live in Montgomery County and are considering bankruptcy, your case will typically be filed in the U.S. Bankruptcy Court for the Southern District of Ohio – Dayton Division. Here’s where most bankruptcy matters are handled locally:

Dayton Bankruptcy Court

• 120 West Third Street, Room 100
• Dayton, OH 45402
• Phone: (937) 225-2516

If you are facing related civil issues, such as foreclosure or debt collection lawsuits, you may also interact with:

Montgomery County Common Pleas Court

• 41 N Perry St
• Dayton, OH 45422
• Phone: (937) 225-6000

Who Qualifies for Bankruptcy in Ohio?

Many people are eligible to file for bankruptcy, but it depends on your income, debt levels, and financial circumstances. In Ohio:

• Chapter 7 is usually available if your income is below the state median or you pass the Means Test.
• Chapter 13 is ideal if you have regular income and want to protect assets like your home or car from foreclosure or repossession.

Not sure which chapter is right for you? That’s exactly what our Montgomery County bankruptcy lawyers can help determine during your free consultation.

Why Choose Cousino & Weinzimmer LLC?

• Years of Experience in Bankruptcy Law: Our attorneys have extensive experience handling consumer bankruptcy cases in Ohio, and we’ve built a strong track record in both Chapter 7 and Chapter 13 filings.
• Local Focus, Personalized Service: We know the courts, trustees, and procedures in Montgomery County inside and out. That local knowledge means more efficient handling of your case and fewer surprises for you.
• Free Consultations & Flexible Payment Plans: We make it easy to take the first step with no risk. We also offer flexible payment arrangements so you can afford the help you need, when you need it most.

Contact Our Trusted Bankruptcy Lawyers in Montgomery County Today

At Cousino & Weinzimmer LLC, we know that every client’s story is different. That’s why we take the time to understand your goals, explain your options clearly, and create a strategy that gives you the best possible outcome. Contact the knowledgeable and dedicated Montgomery County bankruptcy lawyers from Cousino & Weinzimmer LLC for a free case evaluation today.