Though a bankruptcy filing can be incredibly beneficial for your finances, you may be hesitant to file because the idea of appearing before a judge in court can be anxiety-inducing. As such, many may decide not to file because they are worried about taking time off work, finding child care, or the nerves surrounding a court appearance are simply too much to handle. However, it’s imperative to understand that you may not even be required to go to court if you decide to file for bankruptcy in Ohio. The following blog explores the different kinds of bankruptcy you can pursue as a consumer in Ohio, as well as whether or not you’ll need to go to a courthouse. You’ll also learn the importance of working with experienced Franklin County bankruptcy lawyers to assist you through these difficult matters.
If I Declare Bankruptcy, Do I Have to Go to Court?
It’s imperative to understand that the majority of bankruptcy filers do not have to appear before a judge during their case, though there are some circumstances under which this can occur. Typically, when you file, the only time you must appear in court is for the meeting of creditors. Though this sounds intimidating, this is a short meeting in which you will meet with the bankruptcy trustee assigned to your case in a conference room at the courthouse. There, you will answer a few questions in regards to your debt and the bankruptcy process. It is called the meeting of creditors because they can attend and ask any questions they may have, but their attendance is not mandatory, and thus, they rarely attend. Additionally, this meeting will not take place in front of a judge.
In rare circumstances, a hearing in front of a judge may occur. Generally, this will only occur should any issues arise in your case, like accusations of fraud or bankruptcy conversions. However, your attorney can likely represent you on your behalf, and you may not need to attend. Additionally, if you file Chapter 13, your repayment plan must be approved by a judge, but again, your attorney can attend a court hearing on your behalf.
As you can see, filing for bankruptcy can be an overwhelming matter. That is why it is crucial to connect with an experienced attorney with Cousino & Weinzimmer to assist you through this process. We understand how nerve-wracking it can be, not only to pursue bankruptcy, but to appear in court. As such, our firm is committed to guiding you through this process so you can fight for the best possible outcome for your unique circumstances. Connect with our team today to learn how we may assist you.
